NCHM

Recent Posts

What Is Area Median Income (AMI)?

What is Area Median Income (AMI)? Area Median Income (AMI) is the midpoint household income for a specific geographic area, calculated annually by HUD, where half of the households earn more and half earn less. While AMI is commonly used, HUD's official term is...

Guide to HUD Multifamily Insurance Requirements in 2026

HUD's insurance requirements are designed to protect both the property investment and the residents who call these communities home. This guide breaks down exactly what coverage HUD demands, how requirements shift across different loan programs, and what additional...

What is the Low-Income Housing Tax Credit Program (LIHTC)?

The Low-Income Housing Tax Credit (LIHTC) represents the federal government's most significant tool for encouraging affordable housing development. Since its creation in 1986, the program has financed more than three million affordable rental units across the country....