What is HUD and why is it so important?

HUD stands for the United States Department of Housing and Urban Development (HUD). HUD was established in 1965. It is a cabinet-level government agency, which simply means that its leader, a secretary, is appointed by the president and approved by the U.S. Senate, and holds that position until a new president takes office. The secretary of HUD reports directly to the President of the United States.

HUD is vitally important to ensure the fairness and equal opportunity of housing for all U.S. citizens. It was created to support community development and homeownership. It also promotes increasing the amount of affordable rental options available and fights housing discrimination by ensuring equal opportunities in the rental markets.

HUD is responsible for enforcing the Fair Housing Act (FHA) – which prevents discrimination in housing based on sex, race, color, national origin and religion. Everyone deserves fair housing regardless of familial status or handicap.

In this atmosphere of change, it is more important than ever for you to be able to access a resource that understands the HUD updates and changes and can communicate them clearly for you to understand and act upon.

NCHM is that resource. We were created by a presidential mandate in 1972 and have worked closely with HUD since our inception. As time goes on, you can count on two constants:

  1. HUD’s rules and regulations will evolve and change
  2. You can count on NCHM to keep you and your team in-the-know.

Please see our training programs or contact us to stay up-to-date with HUD and be the best housing professional you can be.

Certification & Course Offerings

Certified Occupancy Specialist (COS)
Certified Occupancy Specialist (COS) is the most widely-sought certification in the HUD affordable housing industry and has been the gold standard since 1981. The COS training is a comprehensive study of HUD’s Office of Multifamily Housing guidelines and regulations set forth in HUD Handbook 4350.3 REV-1 and subsequent notices, including rent calculation, eligibility, verification, recertification, tenant screening, and Fair Housing. The training program prepares students for the certification exam, which is administered immediately after the instruction when comprehension is the highest. Beginning in 2020, COS will be available online as well as in the classroom.

Explore this Course

Certified Occupancy Specialist Advanced (COSA)
NCHM’s Certified Occupancy Specialist (COS) program has been the gold-standard in the affordable housing industry for decades, and COS Advanced (COSA) takes it one step further, focusing on evaluation and analysis of compliance data and processes, electronic submission of data, and problem resolution. This live, online course, conducted in three-hour sessions over three days, provides participants with the knowledge to effectively navigate, and analyze, the increasingly complex field of HUD compliance. The certification exam is administered online.

Explore this Course

Certified Occupancy Specialist - Public Housing (COSP)
Certified Occupancy Specialist – Public Housing (COSP) is a comprehensive study of the HUD guidelines and regulations found in the Public Housing Occupancy Guidebook (PHOG). COSP is geared toward individuals, both experienced and new to the field, who are responsible for, or involved in, compliance with HUD regulations as they relate to the low-income public housing program. The training covers all essential occupancy-related topics in HUD’s PHOG and supporting notices including rent calculation, eligibility, verification, recertification, tenant screening, admission and occupancy (ACOP) requirements, program rents and unit transfers. The training program prepares students for the certification exam, which is administered immediately after the instruction when comprehension is the highest.

Explore this Course

Certified Occupancy Specialist - Vouchers (COSV)

Certified Occupancy Specialist – Vouchers (COSV) provides training and certification for the HUD Housing Choice and Project-Based Voucher programs. The program incorporates both the Housing Choice Voucher Program Guidebook as well as the HUD Handbook 7420.10G and numerous other Notices and Memos containing updated Rules and Regulations regarding occupancy guidance for the programs. Among the topics covered are eligibility, income and asset calculations, rent calculations, reexaminations, and applicable Fair Housing and Civil Rights obligations.

Explore this Course

Certified Occupancy Specialist Prep
Certified Occupancy Specialist Prep is a two-hour online, on demand course designed to help prepare housing professionals who are planning to take the Certified Occupancy Specialist (COS) training and certification program. COS Prep reviews the basic concepts, calculations, and methodology behind COS, thereby helping to eliminate the anxiety that many students bring to the classroom.

Explore this Course

Enterprise Income Verification Specialist (EIVS)

The use of HUD’s Enterprise Income Verification system (EIV) is mandatory for all HUD programs. NCHM’s Enterprise Income Verification Specialist (EIVS) covers everything you need to know about the HUD EIV system including its purpose, how it developed, how to sign up, how to maintain access, which reports are required, how to interpret reports, how to resolve any discrepancies and how to ensure the security of the data. The program is available both in the classroom and online.

Explore this Course

EIV Troubleshooting

Designed for professionals who have experience with EIV or have earned their EIVS certification, EIV Troubleshooting shows you what to do when your EIV reports reveal that something has gone awry. Through instruction and challenging, real-world exercises, students will learn how to manage issues that arise in the Summary Report, Deceased Tenants Report, New Hires Report, and Income Discrepancy Report.

Explore this Course

HOME Compliance Specialist (HCS)

NCHM’s HOME Compliance Specialist (HCS) program is designed to help students become proficient in qualifying applicants for residency in rental properties, balancing the requirements for specific unit types, and assuring compliance with their Participating Jurisdiction’s reporting policies. The course covers both federal regulations associated with the HOME Program and how local Participating Jurisdictions implement their own procedures to meet community needs.

Explore this Course

Management and Occupancy Review Specialist (MORS)
Management and Occupancy Review Specialist (MORS) provides an in-depth understanding of the process used by HUD staff and Contract Administrators in conducting HUD-mandated Management and Occupancy Reviews (MOR). The training reviews MOR guidelines and regulations and their relevance to the MOR process and examines the common errors that lead to poor performance on MORs by both management staff and contract administrator staff. MORS is for property management, HUD, and contract administrator staff who want to understand the details of MOR and how they can be used to improve property performance and conditions.

Explore this Course

Registered Housing Manager (RHM)

Registered Housing Manager (RHM) is NCHM’s most prestigious property management certification. Candidates must first acquire certifications in NCHM’s four pillars: occupancy, management, maintenance, and financial management and then complete a Property Assessment, which is evaluated by NCHM’s Certification Review Board.

Explore this Course

Upcoming HUD Compliance Courses

Looking to register 20 or more individuals?

Private Training by NCHM may be the answer.

For organizations looking to train 20+ employees at one time, NCHM offers Private Training administered by an NCHM expert instructor. These sessions can be delivered either online or in-person. Reach out today to see if Private Training is a good fit for your organization.

The Gold Standard

Certified Occupancy Specialist

Since 1981, COS has been the gold standard in the HUD affordable housing industry. If your career requires you to understand HUD Handbook 4350.3 REV-1 and subsequent notices, then COS is the certification you need.