HOTMA Compliance HQ
Everything you need to know about HOTMA, updated consistently with news and resources.
HOTMA Is Coming – Are You Ready?
On February 14, 2023, HUD published the Housing Opportunities Through Modernization Act (HOTMA) Final Rule, in a preview version, as its first step in implementing many sweeping changes to HUD programs. HOTMA is aimed at modernizing federal affordable housing programs by aligning program rules with one another, simplifying important income-related definitions, and changing regulations.
NCHM is at forefront of HUD Compliance education, and we are on top of this seismic change in our industry. The HOTMA HQ will serve as your one-stop shop for all things HOTMA – from breaking news to frequently asked questions from the industry to information about our roadmap for course changes related to HOTMA. This page will be consistently updated to keep you informed and make sure that you are ready for the transition.
Upcoming HOTMA Training Sessions
A two-day, eight-hour comprehensive training course to get you ready for HOTMA in 2026.
HOTMA Compliance
July 24-25, 2025
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HOTMA Compliance
August 21-22, 2025
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HOTMA Compliance
September 25-26, 2025
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HOTMA Compliance
October 16-17, 2025
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HOTMA Compliance
November 13-14, 2025
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HOTMA Compliance
December 18-19, 2025
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HOTMA FAQ
Last Updated: May 29, 2025
NCHM has created a HOTMA FAQ page dedicated to answering questions directly from the industry. This includes questions that are raised during our HOTMA Compliance training courses. This FAQ is updated weekly so click the button below to check out the most recent questions, answered by NCHM experts.
Latest HOTMA News
HOTMA Delayed Until January 1, 2026 for HUD Multifamily Housing Program
HUD announced that HOTMA implementation would be further delayed until January 1, 2026 for HUD Multifamily Housing (MFH) program.
HOTMA Compliance Training
Sessions Running Now
NCHM has been the industry’s resource for HUD Compliance education for over fifty years, and our flagship HUD Compliance product, Certified Occupancy Specialist (COS), has been the gold standard for the industry for much of that time. NCHM’s HOTMA training course will be the gold standard in our industry in 2023, 2024, and beyond. NCHM is one of the largest, oldest, and most respected credentialing agencies in the country and the only one specifically established by HUD to train and certify housing professionals.
Every HOTMA online class includes both an instructor and a teaching assistant to ensure your questions are addressed quickly and accurately. There is no certification test at the conclusion of the two-day, eight-hour training course, but if you successfully attend both days, you will earn a HOTMA designation.
Attendees learn all the details of HOTMA and its impacts on nearly all compliance regulations. This includes:
- Clarifications on the inclusion of income for day laborers, independent contractors, and seasonal employees
- A revision to the definitions of foster children and foster adults, which will exclude their income and assets from being counted for a household
- A rule that public housing participants are no longer considered participants of the program once their income exceeds a location-specific amount for twenty-four consecutive months, which may lead to termination of tenancy
- Changes to interim recertification rules, including policies that greatly favor the resident when it comes to reporting increases in earned income
- A prohibition on assisting families who own real property in which they could feasibly live
- The prohibition of residency at assisted properties for households whose net family assets total $100,000 or more
- An increased cap on the threshold at which point the passbook savings rate must be applied to determine imputed income from assets – from $5,000 to $50,000
- The right to self-certify net assets for households with less than $50,000 in assets
- A new asset exclusion for IRAs and other retirement accounts
- The potential for the dependent deduction amount to change each year to adjust for inflation (this will also impact the income inclusion caps on earned full-time student dependents’ incomes and on adoption assistance payments)
- Adjustments to the minimum threshold for the inclusion of qualified medical and disability assistance expenses from 3% to 10% of annual income
- An increase of the elderly family deduction from $400 to $525, which also may change year-over-year
- Changes to how frequently certain EIV reports must be run
- Many more, smaller changes
HOTMA Compliance Session Agenda
- A brief history on the US Housing Act of 1937
- A comparison of the pre- and post-HOTMA world
- How to apply new regulations surrounding: Income, Assets, Deductions, Certifications, Reporting & Forms, and Over-Income Families in Public Housing
Course Details
Delivered Online Over Two Days
1PM-5PM Eastern each day with a live instructor and teaching assistant
No Online Certification Exam; Designation Earned Upon Full Attendance
Course Materials Delivered Directly To Participants
Textbooks and shipping included in course fee
Designation Issued Upon Successful Attendance
Certificate of Completion available immediately upon finalization of attendance; inclusion in NCHM’s National Registry
Upcoming HOTMA Training Sessions
HOTMA Compliance
July 24-25, 2025
Register Today
HOTMA Compliance
August 21-22, 2025
Register Today
HOTMA Compliance
September 25-26, 2025
Register Today
HOTMA Compliance
October 16-17, 2025
Register Today
HOTMA Compliance
November 13-14, 2025
Register Today
HOTMA Compliance
December 18-19, 2025
Register Today